Strange Policy



I don’t understand why people buy so much insurance. One of the blokes who came around to give us a quote on moving house told me that he owns a rare numbered copy of The Beatles White Album signed by all four Beatles. He stuck his chest out and said, “I’ve got it insured for twelve thousand pounds.”

I’m sorry, I just don’t get it. If that double album is worth that amount of money and it’s the value of it that makes it important to you, then sell it. On the other hand, if you’re so attached to it and it brings you so much joy that you can’t even consider parting with it, no amount of money from an insurance company will make up for your loss if the worst happens. If the insurance company did actually pay out £12,000, Would you really spend the whole lot on a replacement?

Craic on!

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